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Most everyone has heard of identity theft; yet unless you have been a victim, few people and businesses believe they are at risk. The false sense of immunity to identity theft is indicative of a general misunderstanding of what identity theft is. It points to the need for education among businesses and consumers alike. The clever and amusing advertising by financial institutions, designed to maintain consumer confidence in banking and credit transactions, as well as the frequent coverage in the media of credit card and bank account fraud, together create a dangerous misconception about what identity theft is.
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