ISCW Live From 19

Tips: Secure Your Identity

Shoulder surfing, dumpster diving and phishing, actions performed by criminals that invade, violate and steal a person's identity. Each year millions of consumers have their identities stolen. The result is time consuming and costly; on average victims spend close to 30 hours and up to $500 cleaning up their personal information after a theft, according to the Federal Trade Commission (FTC).

There are several actions you can follow to prevent yourself from becoming a victim of identity theft. Following the recommendations below, courtesy of Universal Protection Service, is the first step to taking a proactive approach to securing your identity.

  • Review bank and credit card statements monthly.
  • Shred any documents that contain personal information including your home address, phone numbers, birthdates and credit card and bank numbers.
  • Protect your laptop with a unique code and/or password.
  • Monitor your credit report quarterly.
  • Avoid leaving mail in the mailbox. If you will be gone for an extended period of time have mail delivery stopped or ask a neighbor to retrieve it for you daily.
  • Stay alert on the phone. Never give out your social security number or banking information.
  • Memorize personal passwords and change often.

However, if the unfortunate does happen and your identity is stolen it is important to react quickly.

  • Immediately contact the three credit bureaus, Equifax, Experian and Transunion, and ask each company to place a fraud alert on your credit report.
  • Notify your credit card companies and banks by phone and in writing.
  • File a complaint with the FTC and contact the local police department.
  • Make copies of all your documents and keep a record of your actions while you regain your identity.

If you like what you see, get more delivered to your inbox weekly.
Click here to subscribe to our free premium content.

comments powered by Disqus
  • Environmental Protection
  • Occupational Health & Safety
  • Infrastructure Solutions Group
  • School Planning & Managmenet
  • College Planning & Management
  • Campus Security & Life Safety