US Payments Forum Publishes Best Practices for EMV Chip Fallback Transactions at the Fuel Pump

The U.S. Payments Forum is continuing to provide the United States with essential guidance on the migration to EMV chip with a new white paper on options for supporting fallback transactions in the petroleum environment. The resource released today defines fallback and covers processing magnetic stripe transactions for card programs that are not supported on the contact EMV interface of automatic fuel dispenser (AFD) terminals.

Merchants, independent software vendors, value-added resellers, acquirers and processors can access “U.S. Automated Fuel Dispenser Chip Fallback Transaction Processing Best Practices” at https://www.uspaymentsforum.org/u-s-automated-fuel-dispenser-chip-fallback-transaction-processing-best-practices/.

“Fallback transactions are considered a natural part of EMV migration as things get up and running,” said Randy Vanderhoof, director of the U.S. Payments Forum. “It’s critical that petroleum terminals can support these types of transactions, and that fuel pump owners understand what does and doesn’t qualify as a fallback. The petroleum environment has a lot of unique considerations, and the Forum has been instrumental in supporting this market – among others – with resources to support implementations of EMV which help provide clarity and guidance during this transition.”

This white paper covers:

* Definitions of fallback transactions including technical fallback, empty candidate list fallback, fallback-not-allowed scenarios and identification of fallback transactions

* Unique considerations for AFD fallback

* Payment network policies for AFD technical fallback

* Options for processing empty candidate list scenarios when the terminal is only enabled for certain EMV payment products but not yet for all magnetic-stripe-supported payment products, such as fleet payment products

This resource was developed by the U.S. Payments Forum Petroleum Working Committee. This group works collaboratively to identify, review and resolve challenges associated with implementation of EMV within the U.S. petroleum and convenience market. The Petroleum Working Committee includes payment networks, petroleum and convenience merchants, petroleum-specific acquirers, petroleum and convenience point of sale vendors and fuel dispenser manufacturers, and other organizations servicing the petroleum and convenience category.

Featured

New Products

  • Camden CV-7600 High Security Card Readers

    Camden CV-7600 High Security Card Readers

    Camden Door Controls has relaunched its CV-7600 card readers in response to growing market demand for a more secure alternative to standard proximity credentials that can be easily cloned. CV-7600 readers support MIFARE DESFire EV1 & EV2 encryption technology credentials, making them virtually clone-proof and highly secure.

  • Luma x20

    Luma x20

    Snap One has announced its popular Luma x20 family of surveillance products now offers even greater security and privacy for home and business owners across the globe by giving them full control over integrators’ system access to view live and recorded video. According to Snap One Product Manager Derek Webb, the new “customer handoff” feature provides enhanced user control after initial installation, allowing the owners to have total privacy while also making it easy to reinstate integrator access when maintenance or assistance is required. This new feature is now available to all Luma x20 users globally. “The Luma x20 family of surveillance solutions provides excellent image and audio capture, and with the new customer handoff feature, it now offers absolute privacy for camera feeds and recordings,” Webb said. “With notifications and integrator access controlled through the powerful OvrC remote system management platform, it’s easy for integrators to give their clients full control of their footage and then to get temporary access from the client for any troubleshooting needs.”

  • Compact IP Video Intercom

    Viking’s X-205 Series of intercoms provide HD IP video and two-way voice communication - all wrapped up in an attractive compact chassis.