US Payments Forum Publishes Best Practices for EMV Chip Fallback Transactions at the Fuel Pump

  • Jun 09, 2020

The U.S. Payments Forum is continuing to provide the United States with essential guidance on the migration to EMV chip with a new white paper on options for supporting fallback transactions in the petroleum environment. The resource released today defines fallback and covers processing magnetic stripe transactions for card programs that are not supported on the contact EMV interface of automatic fuel dispenser (AFD) terminals.

Merchants, independent software vendors, value-added resellers, acquirers and processors can access “U.S. Automated Fuel Dispenser Chip Fallback Transaction Processing Best Practices” at https://www.uspaymentsforum.org/u-s-automated-fuel-dispenser-chip-fallback-transaction-processing-best-practices/.

“Fallback transactions are considered a natural part of EMV migration as things get up and running,” said Randy Vanderhoof, director of the U.S. Payments Forum. “It’s critical that petroleum terminals can support these types of transactions, and that fuel pump owners understand what does and doesn’t qualify as a fallback. The petroleum environment has a lot of unique considerations, and the Forum has been instrumental in supporting this market – among others – with resources to support implementations of EMV which help provide clarity and guidance during this transition.”

This white paper covers:

* Definitions of fallback transactions including technical fallback, empty candidate list fallback, fallback-not-allowed scenarios and identification of fallback transactions

* Unique considerations for AFD fallback

* Payment network policies for AFD technical fallback

* Options for processing empty candidate list scenarios when the terminal is only enabled for certain EMV payment products but not yet for all magnetic-stripe-supported payment products, such as fleet payment products

This resource was developed by the U.S. Payments Forum Petroleum Working Committee. This group works collaboratively to identify, review and resolve challenges associated with implementation of EMV within the U.S. petroleum and convenience market. The Petroleum Working Committee includes payment networks, petroleum and convenience merchants, petroleum-specific acquirers, petroleum and convenience point of sale vendors and fuel dispenser manufacturers, and other organizations servicing the petroleum and convenience category.

Featured

  • UL Solutions Launches Artificial Intelligence Safety Certification Services

    UL Solutions Inc., a global leader in safety science, today announced the launch of artificial intelligence (AI) safety certification services, enabling comprehensive assessments for evaluating the safety of AI-powered products. Read Now

  • ESA Announces Initiative to Introduce the SECURE Act in State Legislatures

    The Electronic Security Association (ESA), the national voice for the electronic security and life safety industry, has announced plans to introduce the SECURE Act in state legislatures across the country beginning in 2025. The proposal, known as Safeguarding Election Candidates Using Reasonable Expenditures, provides a clear framework that allows candidates and elected officials to use campaign funds for professional security services. Read Now

    • Guard Services

  • Ransomware Attacks Rise for the First Time in Six Months

    Ransomware attacks have risen for the first time in six months, increasing by 28% month-on-month to 421 attacks. While overall attack volume remained below 500, the uptick may signal a renewed escalation heading into the year’s most active period for cyber criminals. Read Now

  • Report: 47 Percent of Security Service Providers Are Not Yet Using AI or Automation Tools

    Trackforce, a provider of security workforce management platforms, today announced the launch of its 2025 Physical Security Operations Benchmark Report, an industry-first study that benchmarks both private security service providers and corporate security teams side by side. Based on a survey of over 300 security professionals across the globe, the report provides a comprehensive look at the state of physical security operations. Read Now

    • Guard Services

  • Identity Governance at the Crossroads of Complexity and Scale

    Modern enterprises are grappling with an increasing number of identities, both human and machine, across an ever-growing number of systems. They must also deal with increased operational demands, including faster onboarding, more scalable models, and tighter security enforcement. Navigating these ever-growing challenges with speed and accuracy requires a new approach to identity governance that is built for the future enterprise. Read Now

Most   Popular

New Products

  • Unified VMS

    AxxonSoft introduces version 2.0 of the Axxon One VMS. The new release features integrations with various physical security systems, making Axxon One a unified VMS. Other enhancements include new AI video analytics and intelligent search functions, hardened cybersecurity, usability and performance improvements, and expanded cloud capabilities

  • Compact IP Video Intercom

    Viking’s X-205 Series of intercoms provide HD IP video and two-way voice communication - all wrapped up in an attractive compact chassis.

  • AC Nio

    AC Nio

    Aiphone, a leading international manufacturer of intercom, access control, and emergency communication products, has introduced the AC Nio, its access control management software, an important addition to its new line of access control solutions.